Read the following excerpt and answer the question:
"While digital payment platforms have proliferated across urban centers, cash transactions continue to dominate weekly rural open-air markets (pasar malam). Weak cellular data reception and unfamiliarity with smartphone verification protocols remain formidable barriers for elderly vendors."
What is the main obstacle to digital payment adoption among elderly rural vendors?
Answer and explanation
Correct answer: D. infrastructure deficits and technical unfamiliarity
- Step 1: Trace the stated reasons in the text: 'Weak cellular data reception' (infrastructure deficit) and 'unfamiliarity with smartphone verification protocols' (technical unfamiliarity).
- Step 2: Synthesize these two points into the precise conceptual answer: infrastructure deficits and technical unfamiliarity.
Answer
infrastructure deficits and technical unfamiliarity.
Why not the others: 'high government taxation on mobile bank transfers' is not mentioned in the excerpt; 'a legal ban on digital currency at outdoor markets' is completely unsubstantiated; 'unwillingness of urban patrons to purchase rural produce' contradicts the text's focus on payment methods.
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